I think the movie you're looking for is Matt's Million, which was a TV movie, released in 1996.
Synopsis from Wiki on this movie:
The story was about a boy called Matt Collins, who became a
millionaire at the age of 11. After developing a successful computer
game, which sold heavily in the Far East, Matt receives a cheque for
just over £1.25 million from his family solicitors. Upon the initial
reaction of shock, Matt carefully purchases some select goods, namely
two bikes and a rented Rolls Royce, driven by his own personal
chauffeur, Henry. As the series progresses, he later discovers money
makes life harder than you think.
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