It came out 23 years ago, but I think you're talking about Disorganized Crime. You included a few extra details that I don't remember (the matching bags and exploding engines), but the plot summary is the same:
The story begins in a small town in western Montana where New Jersey based bank robber Frank Salazar has been hiding out from the law after a series of bank robberies in Newark. Upon realizing that the local bank contains a large amount of cash, Salazar recruits four former accomplices to come to town and help him rob the bank. Among them are Nick Bartkowski, a nervous and possibly alcoholic safecracker; Max Green, an old school explosives expert with a heart condition; Ray Forgy, a young, wisecracking auto thief and getaway driver; and Carlos Barrios, a well-manicured lookout and weapons expert.
Before they can arrive, however, two New Jersey detectives (George Denver and Bill Lonigan) catch up with Salazar, arrest him, and extradite him back to New Jersey. But Salazar soon escapes and becomes hopelessly lost in the Montana wilderness as he flees Denver and Lonigan's custody.
Unaware of Salazar's arrest and escape, the four accomplices arrive and realize that he is nowhere to be found. They finally decide to take down the bank on their own but must go through several humorous ordeals before they can complete their plan.
Despite the (at the time) all-star cast, I'm inclined to agree that it's not that fantastic. They were going for the same kind of heist film/comedy as Ocean's 11, but they didn't quite pull it off.
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